How can we help?
Securing your future
Redundancy or illness FAQ
Sometimes through no fault of your own there are unexpected money worries. Redundancy and illness can seriously affect anyone's financial situation and it's easy to slip into debt, especially in the current financial climate where things are changing fast. Often the solution is closer than you think.
A Need to Sell can help you raise equity, get on your feet again and make a plan that lets you and your family stay in your home. We believe there are no benefits to living under financial stress when it's easy to rearrange things to your advantage.
Our service is confidential and nobody needs to know that you've decided to sell your home and rent it back.
How can you help with loan arrears?
We act quickly – most sales are completed within 4 – 6 weeks. This allows you to free up the money locked in your house to pay off loan arrears. We will even talk to your debtors for you to let them know that you have arranged a cash sum to pay off your your mortgage and outstanding loans.
I am worried about paying my rent.
You have to pay your rent – like any landlord we rely on our tenants sticking to what they have agreed. However, we try to make a payment schedule that fits in with your needs and can factor individual circumstances into our agreement.
Sometimes we will agree a rent-free period or a period of lower than market rent to allow you some extra time to get on your feet -– in every case your rent will be dramtically less than your current monthly outgoings.
We are in the property investment for the long term and so we can give you an initial, two year, schedule so you know what you need to plan for with rent rises calculated according to inflation after that. Read our Sell and Rent Back section for more details.
A Need to Sell - Securing your future